ONE stop shop
SEPAmail DIAMOND 2 « one stop shop » concept :
- Coverage of all regulatory functionalities of the IPR VoP
- One single entry point
- One single SEPAmail repository (including Data from the EDS)
PSPs à HUB
- One single interface for access to a central HUB
- Format conversion to meet the needs of Payees PSPs (VoP EPC API developed by the HUB)
- SEPAmail.eu as RVM will act on behalf of Payers PSPs
- Interconnection across Europe, at a minimum via the EDS and more, in the longer term, via the partnerships currently under discussion.
- Data conversion enables exchanges with the rest of the world (Swift) and goes beyond regulations
HUB à PSPs
- A robust and reliable technical HUB developed by Stet, tried and tested on IP and sized to absorb strong volume growth
- End-to-end real-time processing
- Availability and performance guarantees
- A centralized directory containing data useful to the service and stored at the HUB level
- A high-performance algorithm that will benefit from continuous improvement (AI)
- SEPAmail. As RVM will act « on behalf » of Payees PSP
- Solutions to compensate for incomplete or outdated account-keeper databases
DIAMOND 2 : Solution VOP
DIAMOND 2 Solution will eventually cover 3 levels of service :
The intermediate and enriched level of service enables members to offer their customers value-added services.
The technical chosen solution will (re)use Stetboxes for connection of members to the HUB. This use of Stetboxes can be shared between several PSPs and hosted by referenced technical solution providers.
DIAMOND 2 invoicing
In addition to entry fees, DIAMOND fees will include 4 000 € annual fees and per-transaction commission of €0.0003 excl. tax (verification requests and responses to verification requests) and €0.00003 excl. tax for on-us flows. Technical fees will be subject to bandwith expected and potentialy shared between actors
For more information on pricing, please contact us via the contact form
